Concierge doctors typically charge between $2,000 and $5,000 per year, though fees range from $1,500 at the low end to over $40,000 for ultra-personalized care. The wide spread reflects real differences in access, physician availability, and what the membership actually includes.
This guide breaks down pricing tiers, explains what drives costs, compares concierge medicine to traditional primary care, and covers what insurance does and does not pay.
How much concierge doctors cost per year
Most concierge doctors charge between $2,000 and $5,000 per year, which works out to roughly $167 to $417 per month. That said, the range is wide. Some practices start around $1,500 annually, while ultra-personalized memberships can run $40,000 or more.
The fee you pay is called a retainer. Think of it as paying for access to your physician, not for individual visits. The retainer covers things like same-day appointments, longer visits, and the ability to text or call your doctor directly. It does not replace your health insurance. You still use insurance for labs, imaging, specialist referrals, and hospital care.
Concierge doctor pricing tiers from basic to ultra-personalized
Concierge medicine is not one-size-fits-all. The market breaks into tiers, and the tier determines both the price and what you actually receive.
| Tier | Typical Annual Fee | What You Get |
| Standard | $2,000–$4,000 | Smaller patient panel, same-day appointments, 30+ minute visits |
| Premium | $5,000–$12,000 | Direct physician cell access, after-hours availability, care coordination |
| Ultra-personalized | $15,000–$40,000+ | House calls, global telemedicine, invitation-only enrollment |
Standard concierge practices
At the standard tier, your physician sees fewer patients than a typical primary care doctor. Instead of managing 2,000 to 3,000 patients, a standard concierge physician might see 400 to 600. The result is same-day or next-day appointments and visits that last 30 minutes or longer, rather than the 7 to 10 minutes common in traditional practices.
Premium concierge practices
Premium memberships add direct communication with your physician by phone or text, often including after-hours availability. Many practices at this level include comprehensive annual physicals with advanced screenings. The patient panel shrinks further, sometimes to 200 or 300 patients total.
Ultra-personalized concierge medicine
The highest tier limits enrollment to a very small number of patients, sometimes fewer than 50 families. Memberships at this level typically include house calls at your home, office, hotel, or production set. Global telemedicine allows care coordination across time zones, and travel medicine planning becomes part of the service. Enrollment is often invitation-only.
What drives the cost of a concierge doctor
You might wonder why one practice charges $2,500 and another charges $25,000. Several factors explain the difference.
- Physician panel size: A doctor seeing 50 patients has far more availability per patient than one seeing 500. Smaller panels mean higher fees.
- Credentials and specialization: Board certifications, published research, and subspecialty training increase the value of the physician’s time.
- Scope of included services: Practices that bundle advanced diagnostics, executive physicals, and preventive screenings into the membership charge more than those offering basic access.
- Access model: House calls, 24/7 texting, and telemedicine across time zones require infrastructure and physician availability that add cost.
- Geographic market: Beverly Hills, Manhattan, and similar markets command higher fees than practices in smaller cities.
What a concierge doctor membership fee includes
So what exactly does the annual fee cover? The short answer is the physician relationship and the access that comes with it.
- Same-day or next-day appointments: No waiting weeks when something comes up.
- Extended visits: Appointments last 30 to 60 minutes rather than the standard 7 to 10 minutes.
- Direct physician access: You reach your actual doctor by call, text, or video, not an answering service or nurse line.
- Preventive care and annual physicals: Comprehensive baseline assessments and ongoing health planning.
- Care coordination: Your physician coordinates with specialists, follows up on referrals, and tracks your care across providers.
What is not included in concierge medicine fees
The membership fee covers access to your physician. It does not cover all medical expenses, and this distinction catches some people off guard.
Specialist visits and procedures are billed separately through your insurance. If your concierge physician refers you to a cardiologist or orthopedic surgeon, that visit goes through your insurance as it normally would.
Lab work and imaging follow a similar pattern. Some practices include basic labs in the membership, but most bill separately or run tests through your insurance. Hospital and emergency care also go through your insurance. The membership does not cover pharmacy costs either.
How concierge doctor costs compare with traditional primary care
Traditional primary care appears less expensive on the surface because there is no upfront membership fee. However, the true cost of traditional care often includes expenses that are easy to overlook.
Copays, urgent care, and emergency room fees
When you cannot get a timely appointment with your primary care physician, you may end up at urgent care or the emergency room. A single ER visit can cost hundreds or thousands of dollars, even with insurance. Concierge patients rarely face this situation because same-day access is built into the model.
Delayed diagnoses and downstream treatment costs
Rushed appointments increase the chance that something gets missed. A condition caught early often requires less expensive treatment than one discovered after it has progressed. The longer visits in concierge medicine allow for more thorough evaluation.
Time off work and productivity loss
Waiting three weeks for an appointment, then sitting in a waiting room for an hour, has a real cost for busy professionals. Concierge medicine eliminates most of this friction.
Continuity of care and long-term health outcomes
Seeing the same physician who knows your history leads to better preventive care. Your doctor notices patterns over time and can intervene earlier. This continuity is harder to maintain in traditional practices with high patient volumes.
Does insurance or Medicare cover concierge doctor fees
The membership fee itself is typically not covered by insurance. Insurance companies consider it an access fee rather than a medical expense.
However, the medical services you receive during visits can still be billed to insurance. If your concierge physician orders labs, performs an exam, or provides a covered service, that service may be submitted to your insurance as it would be in any other practice.
Medicare follows the same principle. Medicare does not pay the retainer fee, but covered services rendered by the physician can still be billed to Medicare. Some concierge practices choose not to bill insurance at all and operate on a private-pay model.
Treating the whole body is solely dependent upon having an intimate understanding of each of its individual parts. Mechanical dysfunction of non-traumatic origin is practically certain to cause — or be caused by — dysfunction in another region.
— Dr. Amin JavidTip: Ask any practice you are considering whether they bill insurance for covered services or operate entirely outside the insurance system. This affects your total out-of-pocket cost.
Is a concierge doctor worth the cost
The value depends on what you need from your healthcare.
If you rarely see a doctor and have no ongoing health concerns, a concierge membership may not make sense. Traditional primary care works fine for straightforward, infrequent visits.
On the other hand, if you value immediate access, longer appointments, and a physician who knows your history in detail, the membership fee often pays for itself in time saved and problems caught early. For patients managing complex conditions or those with demanding schedules, the convenience and continuity can be substantial.
Who benefits most from a concierge doctor
Certain patient profiles get the most value from concierge medicine.
- Executives and founders: Flexible scheduling works around demanding calendars rather than forcing you to rearrange your day.
- Entertainment professionals and athletes: Discretion and availability during production schedules or training seasons matter.
- Frequent travelers and international patients: Telemedicine across time zones and travel medicine coordination keep care continuous regardless of location.
- Patients with complex or chronic conditions: More physician time and ongoing management lead to better outcomes.
Questions to ask before joining a concierge medicine practice
Before committing to any membership, get clear answers to a few key questions.
1. How many patients does the physician see
Smaller panels mean more access. Ask for the actual number, not a vague answer.
2. What is included in the annual fee versus billed separately
Get a written breakdown so you understand your total expected cost.
3. How do you reach the physician after hours
Ask whether you get the physician’s direct line or an answering service that pages someone.
4. Are house calls and telemedicine available
This matters if you travel frequently or prefer care outside the office.
5. What is the cancellation or refund policy
Understand what happens if you relocate or decide to leave mid-year.
Concierge medicine membership at Beverly Hills Spine & Joint
Dr. Amin Javid, D.C. offers an invitation-based concierge membership limited to 20 to 30 patients. Members receive 24/7 direct physician access by call, text, or video with no answering service. Same-day appointments and house calls at your home, office, hotel, or production set are standard.
Global telemedicine supports patients across time zones, and specialized coordination serves international patients visiting Beverly Hills from Saudi Arabia, Qatar, and the GCC. The membership is designed for individuals who expect healthcare built around their schedule and privacy requirements rather than the limitations of a traditional clinic model.
Know more about Beverly Hills Concierge Medicine Membership
Frequently asked questions about concierge doctor costs
How much does a concierge doctor cost per month?
Most practices charge annually, but you can estimate monthly cost by dividing the annual fee by twelve. A $6,000 annual membership works out to $500 per month. Some practices offer monthly payment plans.
Can you pay concierge doctor fees with an HSA or FSA?
Concierge membership fees are generally not eligible for HSA or FSA reimbursement. The IRS considers them access fees rather than medical expenses. Specific medical services rendered during visits may qualify. Check with your tax advisor for your situation.
What is the difference between concierge medicine and direct primary care?
Concierge medicine charges a membership fee and typically bills insurance for covered services. Direct primary care (DPC) charges a flat monthly fee that covers most primary care services and does not bill insurance. DPC fees are usually lower, ranging from $75 to $200 per month.
Do concierge doctors accept new patients year-round?
Many concierge practices limit enrollment and maintain waiting lists. Contact the practice directly to ask about current availability.
Dr. Amin Javid, D.C. is a State and National Board Certified Chiropractic Physician who leads Beverly Hills Spine & Joint. He completed the Yale University Medical School affiliate rotation at the New Haven VA Hospital and publishes peer-reviewed research on human biomechanics indexed on PubMed Central (PMC11483166). He received the American Chiropractic Association Sports Council Award and earned recognition as a Top Chiropractor by Los Angeles Magazine. His work has been featured in Vogue, Women's Health, and CNN. He is also the physician who formulated Leniva Pain-Relief Balm — an FDA OTC Registered Drug with four active ingredients and 23 botanical extracts.